Turn everyday cooking into a culinary experience.
Cook in style in a new-age modular kitchen.
Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk
How does kitchen finance work?
A kitchen is the heart of the home for a reason. Moreover, kitchens with the latest mod cons are not only more functional, but also highly cost-effective in the longer run. So, bring your kitchen blueprints to fruition with LoanTube – turn your kitchen renovation expenses from a lump sum into affordable monthly instalments. Borrow up to £35,000, enough to cover the labour and material costs that you may incur.
What are the benefits of renovating a kitchen?
Remodeling your kitchen will yield you many long-term benefits, but a key upside is that it increases your home’s market value by 12%. Plus, a kitchen full of mod cons can adapt to your needs more efficiently, saving you both time as well as money.
A kitchen renovation project will also open more avenues for you to add more space and storage facilities while making it safer. Thus, it’s the perfect opportunity to unclutter and re-organise your kitchen.
How much does a kitchen renovation cost?
Kitchen remodelling can be done in various ways, depending on your needs and budget. Take a look at the prices below to get an idea of how much a kitchen remodelling project may cost:
Cost | Low | High | Average |
Price to fit | £1,200 | £1,800 | £1,500 |
Fitter cost (per day) | £120 | £240 | £180 |
Full-scale kitchen remodelling (on a budget) | £2,500 | £4,000 | £3,250 |
Full-scale kitchen remodelling | £15,000 | £50,000 | £35,000 |
Planning your kitchen remodeling venture can be a cumbersome task – ease your financial burden with LoanTube. Compare real rate loans from multiple lenders to find your ideal kitchen renovation loan.
What to consider before opting for kitchen finance?
Kitchen renovation brings about substantial changes to your property. Thus, it is vital to consider all construction factors during the planning stage.
Ask yourself these questions before the venture commences:
• Is my house suitable for a modular kitchen?
You must check the structural strength of your home when planning to install a modular kitchen since it involves minor (or major) structural changes to the property. Plus, you may need to consult a structural specialist or kitchen remodelling agency to check what kind of building regulations you will need to keep in mind.
• Which type of kitchen remodeling my home the best?
Choosing the type of remodeling you wish to do is pivotal to the project. Consider your budget, utility requirements, space, and storage needs, as well as the structural integrity of your home. At this stage, a specialist will assist you in understanding the type of remodeling that would suit your kitchen the best.
• Do I need planning permission to go through with the project?
You don’t need planning permission for your kitchen renovation project unless you’re extending your kitchen by more than 6 meters. If you live in a listed property, the best course of action would be to consult the local authorities.
• What building regulations do I need to keep in mind?
You may need building regulations approval if you’re altering your kitchen’s existing layout. A change in the material and placement of objects may require you to seek permission first. You must consult a specialist to get an in-depth idea of which regulations to follow.
How much value will kitchen remodeling add to my home?
A renovated kitchen fitted with mod cons can boost your property’s value by 12%. Besides, extending your kitchen may add an extra 5-10% to your home’s market value.
Calculate monthly payments
Oops! Please enter a valid loan amount and term.
Indicative Loan Details
Loan Amount
Loan Term
Total repayment
Monthly repayment
RAPR
Interest
*The rate you get will depend on your individual, financial circumstances. Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk.
Tell us how much you need, for how long, and for what purpose.
We find you the loan offers you qualify for from multiple lenders.
Select the loan that best matches your circumstances, and Get Funded.
You will not require planning permission if you don’t extend your kitchen beyond 6 metres into the surrounding space. Although, there are specific building regulations that you may need to follow to go through with the project.
Council tax changes come into effect only when you sell the property you’ve renovated. Your council tax will remain the same as long as you reside in the renovated property.
Renovating a kitchen can take anywhere between 6 and 9 weeks, depending on the scale of the project.
You can borrow up to £35,000 over 12-84 months with LoanTube.
The rate you are offered will depend on your individual circumstances.
Representative APR Example: On an assumed loan amount of £2,000.00 over 12 months. Rate of interest 60.18% per annum (fixed). Representative 79.9% APR. Total amount payable £2,684.64 of which £684.64 is interest. 12 monthly repayments of £223.72.
Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.
Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk
Credit subject to status & affordability assessment by Lenders.
LoanTube is a credit broker and not a lender.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.
Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means LoanTube does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by LoanTube.
LoanTube Business Model: As part of our business operations, we connect customers with partner lenders to help them find suitable loan options. LoanTube receives a commission from lenders for this service, which may, in some cases, affect the cost of the loan to the customer. However, as a responsible broker, we are committed to identifying the best possible loan options for our customers.